Initial claim review creates a heavy manual load
First review asks handlers to check multiple data points, identify gaps,
apply policy and process, assess recovery and decide the next action all
at once. A missed detail means rework, extra customer contact, delayed
decisions, and lost recovery. As volumes and complexity grow, maintaining
speed and consistency gets harder without adding pressure to the team.
A claims co-worker for review and next actions
Claims Review AI Agent brings the claim information together and returns
a structured first assessment: a summary, your configured pre-checks,
missing information, warnings and recommended next actions. The handler
reviews the assessment, checks the supporting information and decides
what to approve; the agent does the groundwork.
How it works
1
Retrieves
Retrieves approved claim information from configured systems and
data sources.
2
Organises
Organises the key details into a clear summary and applies agreed
business rules and AI-assisted checks.
3
Highlights
Highlights missing details, warnings, deadlines and areas needing
attention.
4
Recommends
Recommends next actions based on the claim context and configured
process.
5
Presents
Presents the assessment for the handler to approve, change or
reject.
6
Completes
Completes approved actions, prepares communications where enabled,
and retains the record for audit and process improvement.
What your claims operation gains
-
Faster decisions
Faster decisions, because handlers start from a clear picture instead of assembling it across screens.
-
Lower cognitive load
Lower cognitive load, with key facts, warnings and actions in one structured view.
-
Consistent pre-checks
More consistent pre-checks, applying the same agreed rules to every suitable claim.
-
Information surfaced early
Missing information surfaced early, before it causes delays or repeated follow-up.
-
Support for recovery and control
Support for recovery and leakage control, with third-party and other configured commercial checks brought to the handler's attention.
-
Stronger Audit trail
A stronger audit trail of the information considered, recommendations made and actions approved.
Responsible AI with human oversight
The product supports claims handling and operational decision-making. It does not replace the claims professional responsible for assessing the claim, applying policy or approving an outcome.
Handlers must be able to see the claim information, warnings and reasoning behind a recommendation. Access, retention, privacy and audit controls must reflect the sensitivity of customer and claim information, and performance should be monitored after deployment as claim scenarios, business rules and source systems change.
Where it can help
Claims Review AI Agent suits insurers whose handlers work across several systems to review a claim, who use standard pre-checks or assessment rules, and who want missing information surfaced earlier, with less cognitive load and people still in control.